Shared Ownership | Shared Ownership Mortgages

Shared Ownership

An affordable housing scheme to enable you to buy a home

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Shared Ownership

Expert advice when using Shared ownership

Shared ownership is an affordable housing scheme that can be used to purchase a property.

You purchase a share of the property which you would fund with your mortgage and deposit. You would then be required to pay rent on the share you do not own.

When considering shared ownership as an option Hawke FS will work with you to complete an eligibility calculator to establish what would be an indicative maximum share value.

This will include reviewing information around you (income and expenditure) and also the property (service charge and ground rent).

When buying through Shared ownership we recommend you following the below guide to meet these milestones in order:

Run through the eligibility calculator (with the relevant IFA)
Complete the housing association’s application (housing association will send to you and will be on their website online)
Apply to help to buy (see HTB website online)
View the property and put forward offer
Confirmation of progress to compliance (via housing association)
Complete compliance with respective IFA
Confirmation of offer acceptance via housing association
Proceed with mortgage application
Memorandum of sale issue - agent or association

Reviews and Feedback

Our valued, satisfied clients, past and present have kindly left a vast selection of reviews for our trusted advisers.

An excellent service as always by Robin and his team, I have dealt with Hawke financial services on a number of occasions and each time there service has been excellent...

We received a friendly and knowledgeable service. All options were clearly explained and all questions were answered quickly. Overall we received an excellent service...

We have used Anna for over 10 years now, and she is absolutely brilliant! She always goes above and beyond with her support and her communication is excellent. We have recommended her to many happy friends!

Sam has advised us on mortgages for many years now. She is fantastic - responsive, thorough and great to work with. Thanks

Process very efficient and smooth on our remortgage.

As a first-time buyer, I encountered more than my fair share of obstacles- two houses fell through before my third house was successful. Adam was incredibly patient and knowledgeable, and he always made time to explain things clearly and never rushed me, even when things got complicated. He took the stress out of a process that could have been overwhelming. Thanks to Adam, I not only secured a great mortgage, but I also made it through the process with peace of mind. If you're looking for someone who is professional, empathetic, and genuinely cares about getting you into your home, Adam and Hawke financial services are your people!

For years I used to sort my own re-mortgages out, last 2 times I have used Luke at HawkeFS, and have to say he has been fabulous. Knowledgeable, professional and got everything done on time. Highly recommended. Cheers.

I have to say that I am thoroughly impressed with this company, specifically Oliver. He goes above and beyond, responds in minutes, always kept me updated and just fantastic all around. He really made the process just that much easier.

Couldn’t be happier with Robin: down to earth, helpful and quickest service ever thank you. Highly recommended very professional

Great service. I have used for couple of my remortgage. Peter is amazing and never tired of explaining and getting a good deal.

Hawke came recommended by a friend as a company who are experienced supporting clients in the NHS who are on temporary contracts. Robin (and the rest of the team we dealt with) was fantastic - always available to give some advice or to listen to my complaints about what ended up being a convoluted and stressful purchase (no fault of Hawkes!). He definitely ended up doing far more work than usual as a result but supported us through to the end, and the team regularly checked in and kept us updated if a better deal came up. I would definitely use them again.

Peter & Josh did a superb job securing our mortgage. I was impressed with their communication, swift replies and updates.

Luca was amazingly helpful, keeping me updated throughout the process. He was able to improve my deal a few times whilst waiting for the sale to complete. I would recommend Hawke Financial Services to anyone looking for a mortgage and I will definitely use them for future house purchases

Case studies

These case studies detail our commitment to delivering personalised and effective Commercial Finance and Commercial Mortgage services tailored to each client's unique requirements.

Insurance & Protection

Bridging & Development

First Time Buyers

Buy To Let

Residential Purchase

Residential Remortgage