Securing the best remortgage rate
Changing rates and finding the best deal
We started considering options 6 months before the end of a product.
As a part of this review we consider your current lender and remortgage options.
With rates changing we monitor any improvement up to one month before the end date.
Over the six month period if a new mortgage offer is issued it does mean that that product is secure but it does not mean that that will be the rate you have to complete on. If better rates are available we could secure this.
Every time we secure a better rate any rate rises would not impact this offer.
Some lenders will allow you to follow this process with the rate switch process. The difference between applying direct or through us would be we would actively monitor the rates for you to ensure you get the best product.