Our practitioners liaise with Estate Agents, Lenders, Surveyors, Solicitors and Insurers so we take care of the whole process for you. They will consider your current and future circumstances, in order to save you money and time, meanwhile providing you with peace of mind and minimising stress.

Your Mortgage Advisers at Hawke FS will guide you in making offers on properties using our experience and knowledge of the housing Market. You can be sure that we will make arrangements and advise you on Mortgages from a comprehensive range across the Market. They will take time to understand your needs and recommend a mortgage lender and rate that suits your circumstance and budget. Furthermore, we can arrange insurance for you on an impartial basis.

Regardless of which type of buyer you are of the following, we’ve got it covered:

• First Time Buyer
• Next Time Buyer
• Remortgaging
• Looking at Buy To Let or Let To Buy options
• Considering Shared Ownership

Hawke FS Mortgage Advisers are here to ensure you are getting the most economical and suitable product.

Q: What is the most I can borrow?

A: This relies mainly on your income (or rental income if you have a Buy to Let Mortgage) and is subject to a good credit history. It is not always necessary to borrow the absolute maximum. More economically viable options could be better for our situation.

Q: Will my credit file affect the amount I can borrow?

A: Most missed payments can be worked through when applying for your Mortgage. We will work with you to get the Mortgage you need regardless of your circumstances. If it is not in your best interests to do this, we will advise you that this is the case and work with you to find a better alternative.

Q: Do I need Life Insurance?

A: If you have a Mortgage, then yes. We first-hand experience of the fact that it is possible to pay a small premium, which still allows you to harvest good support if and when you need it.